How to Earn Points and Miles for Free Travel
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Details
- Earn 2,500 bonus rewards after your first purchase.
- 2X rewards on every $1 you spend on eligible RCI purchases, and 1X rewards for every $1 you spend on qualified purchases elsewhere. Terms Apply.
- Use rewards for worldwide travel including flights, hotels, car rentals and more.
- No Annual Fee.
- 0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening.
- Use rewards to earn RCI Resort Dollars® cards good for onsite activites and other expenses.
- Redeem for RCI Member Rewards® credits. Use toward exchange fees and RCI subscribing membership renewals.
- $0 Fraud Liability protection.
- Concierge service with personal assistance via telephone, including recommendations and reservations for dining, travel, hotels, entertainment and sporting events.
Pros
Sign-up bonus
No Annual Fee
$0 Fraud Liability protection
Cons
Good to excellent credit score required
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$25
Earn 2,500 bonus rewards after your first purchase.
This promotion is limited to new cardmembers (who are not and have not previously been RCI® Elite Rewards® cardmembers).
Rewards
Travel
2 points / $1
Hotel
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
15 months
Balance transfer regular apr
16.99,21.99,26.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
16.99,21.99,26.99%
variable
Cash advance apr
27.24%
variable
Regular annual fee
$0
Cash advance fee
5%
min $10
Foreign transaction fee
3%
Late payment fee
up to
$37
Return payment fee
up to
$37
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