Details

Earn 2 MyCruise points for every $1 spent on qualifying purchases with Royal Caribbean® and our sister brands, Celebrity Cruises and Azamara Club Cruises®.
Plus, 1 MyCruise point per $1 on all other purchases. Terms Apply.
No Annual Fee.
No Foreign Transaction Fees.
Get 10,000 MyCruise® points after making a transaction within the first 90 days of account opening - enough for a $100 onboard credit.
$50 Air2Sea Airfare Discount after making at least $3,500 in purchases with your Visa Signature® card within the first 90 days of account opening (students and Platinum Plus® accounts are not eligible).
Earn up to 540,000 points annually with a limit of 2,700,000 MyCruise Points over 5 years. Terms Apply.
Redeem points for Royal Caribbean, Celebrity and Azamara onboard credits, stateroom upgrades, discounts, cruises and more.
Enjoy Security & Benefits: Online Shopping Security, Overdraft Protection, Digital Wallet Technology and more.
Free monthly access to FICO® Score.

Pros

No Annual Fee

No Foreign Transaction Fees

Sign-up bonus

Security & Benefits

Cons

Has interest charges

Recomended Credit score

Poor

300

Fair

630

Good

690

Excellent

720

850

Bonus offer

Bonus value

$100

Get 10,000 MyCruise® points after making a transaction within the first 90 days of account opening - enough for a $100 onboard credit.

This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts.

Rewards

Travel

2 points / $1

Other

1 point / $1

Balance transfer offer

Balance transfer regular apr

16.99-24.99%

variable

Balance transfer fee

min $10

Rates and fees

Purchase regular apr

16.99-24.99%

variable

Cash advance apr

19.99-26.99%

variable

Regular annual fee

Cash advance fee

min $10

Late payment fee

up to $38

Return payment fee

up to $27

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Royal Caribbean® Visa Signature® Credit Card from Bank of America