Details
  • 5,000 SKYPASS Bonus Miles after your first purchase. Terms apply.
  • Earn 1 mile for every $2 you spend in eligible net purchases.
  • No annual fee.
  • $250,000 in Travel Accident Insurance.
  • Redeem miles for award travel and upgrades on Korean Air and SkyTeam partners.
  • Worldwide acceptance and easy cash access.
  • No cap on miles you can earn.
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club membership.
  • Bilingual customer service available.
Pros
Sign-up bonus
No annual fee
Available for fair credit
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$85
5,000 SKYPASS Bonus Miles after your first purchase.
Previous accounts closed within the last 12 months will be reopened and no enrollment miles will be awarded.
Rewards
Other
0.5 mil / $1
Balance transfer offer
Balance transfer regular apr
14.99-21.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
14.99-21.99%
variable
Cash advance apr
25.99%
variable
Regular annual fee
$0
Cash advance fee
4%
min $5
Foreign transaction fee
2%
Late payment fee
up to $38
Return payment fee
up to $35
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