Details
  • Earn 5,000 SKYPASS Bonus Miles after your first purchase.
  • Earn 1 mile for every $1 you spend in eligible net purchases. Terms Apply.
  • 1,000 Bonus Miles at renewal.
  • $250,000 in Travel Accident Insurance.
  • Redeem miles for reward travel and upgrades on Korean Air and Sky Team partners.
  • SKYPASS Visa card purchases help you reach and maintain Morning Calm Club membership.
  • No cap on miles you can earn.
  • Worldwide acceptance and easy cash access.
  • Bilingual customer service available.
Pros
Sign-up bonus
Available for Fair credit
Cons
Has annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$85
Earn 5,000 SKYPASS Bonus Miles after your first purchase.
Previous accounts closed within the last 12 months will be reopened and no enrollment miles will be awarded.
Rewards
Other
1 mil / $1
Balance transfer offer
Balance transfer regular apr
14.74-21.74%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
14.74-21.74%
variable
Cash advance apr
25.74%
variable
Regular annual fee
$50
Cash advance fee
4%
min $5
Foreign transaction fee
2%
Late payment fee
up to $38
Return payment fee
up to $35
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