Details
  • 4,500 Stars after you spend $500 on purchases in the first 3 months from account opening, that's enough for 36 food or drink rewards.
  • Earn 250 Bonus Stars the first time you use your Starbucks Rewards™ Visa Card to digitally load your registered Starbucks Card in your App.
  • A selection of food and drink items chosen by Starbucks® baristas for cardmembers redeemable at participating Starbucks® stores.
  • Get 2 Stars per $1 when you pay with your registered Starbucks Card or registered Starbucks Card in the Starbucks® App as a Starbucks Rewards™ Member at a participating Starbucks® store.
  • Earn 1 Star for every $1 you digitally load to your registered Starbucks Card in your Starbucks® App with your Starbucks Rewards™ Visa® Card.
  • Earn 1 Star for every $4 you spend outside of Starbucks® stores.
  • As a Starbucks Rewards™ Gold Member, every 125 Stars earns you a food or drink Reward.
  • Starbucks Rewards Gold Status as a Cardmember.
Pros
Generous signup bonus
Starbucks Rewards Gold Status
Cons
Has annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Dining
2 points / $1
Other
0.25 point / $1
Balance transfer offer
Balance transfer regular apr
17.99-24.99%
variable
Balance transfer fee
5%
min $5
Rates and fees
Purchase regular apr
17.99-24.99%
variable
Cash advance apr
26.99%
variable
Regular annual fee
$49
Cash advance fee
5%
min $10
Foreign transaction fee
3%
Late payment fee
up to $38
Return payment fee
up to $38
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