How to Earn Points and Miles for Free Travel
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Details
- Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
- Earn 6X points on eligible purchases at participating SPG® and Marriott Rewards® hotels.
- Earn 3X points at U.S. restaurants and on flights booked directly with airlines.
- Earn 2X points on all other eligible purchases.
- Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating SPG® or Marriott Rewards® hotels.
- Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 50,000 points) at a participating hotel. Terms apply.
- Enjoy complimentary Gold Elite status with your Card. Earn Platinum Elite status after making $75,000 in eligible purchases on your Card in a calendar year.
- No foreign transaction fees.
- Redeem points for free nights at over 6,500 participating SPG® and Marriott Rewards® hotels across 29 brands. Plus, redeem points for flights or car rentals with Air+Car, or transfer your points for travel program rewards with over 40 airline partners.
Pros
Generous signup bonus
6X points per $1 spent on hotels
0% purchase intro APR
No foreign transaction fee
Cons
High annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$2025
Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
Welcome offer not available to applicants who have or have had this Card.
Rewards
Hotel
6 points / $1
Airline
3 points / $1
Dining
3 points / $1
Other
2 points / $1
Balance transfer offer
Balance transfer regular apr
17.49-26.49%
Rates and fees
Purchase regular apr
17.49-26.49%
Cash advance apr
26.99%
Regular annual fee
$450
Cash advance fee
3%
min $5
Late payment fee
up to
$38
Return payment fee
up to
$38
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