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Student Credit Card
Advertiser Disclosure
A student credit card is made for building credit mainly. But there may also be special rewards programs in such spending categories as restaurants and entertainment. With our tool, you can compare profits from the best cards available to you based on your age and employment status. Pick the card and apply right away!
6 cards found
Discover it® Chrome for Students
Rewards Rate
Annual Fee
Estimated bonus
Savings over 3yrs
1%
+ up to 2% restricted
$0
$0
$828
We estimate as
- Card Details
- $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
- Earn 2% cash back at gas and restaurants on up to $1,000 in combined purchases each quarter.
- Plus 1% cash back on all other purchases. Terms Apply.
- No annual fee. No late fee on first late payment. No Penalty APR.
- Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
- FICO® Credit Score for free.
- 100% U.S. based customer service available any time.
- 0% intro APR on purchases for the first 6 months.
- Freeze it® on/off switch option for your account protection.
- Pros
- 2% cash back
- No annual fee
- No foreign transaction fees
- 0% APR on purchases for 6 months
- Cons
- No signup bonus
Discover it® Student Cash Back
Rewards Rate
Annual Fee
Estimated bonus
Savings over 3yrs
1%
+ up to 5% restricted
$0
$0
$1,341
We estimate as
- Card Details
- $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
- 5% Cash Back Rewards in rotating categories each quarter like gas stations, restaurants, Amazon.com, wholesale clubs and more.
- Plus unlimited 1% cash back on all other purchases. Terms Apply.
- No annual fee.
- No penalty APR.
- 0% intro APR on purchases for the first 6 months.
- Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
- Free monthly access to FICO® Score.
- Freeze it® on/off switch option for your account protection.
- Pros
- 5% cash back
- No Annual Fee
- No Penalty APR
- 0% intro APR on purchases for 6 months
- FICO® Credit Score for free
- Cons
- No signup bonus
Our Take
The Discover it® Student Credit Card is one of the most profitable credit card offers available for current undergraduates. The possibility to participate in a profitable cashback programs together with friendliness to credit newbies makes it a very appealing offer for students.
BankAmericard Travel Rewards® Credit Card for Students
This card earns Preferred Rewards Points (Bank of America Preferred Rewards program)
Rewards Rate
Annual Fee
Estimated bonus
Savings over 3yrs
1.5%
Points per $1 on all purchases per $ spent
$0
$250
25,000 points
$1,330
We estimate as
- Card Details
- Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time and no expiration on points. Terms Apply.
- 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening - which can be redeemed for a $250 statement credit toward travel purchases. Terms Apply.
- No Annual Fee.
- No Foreign Transaction Fees.
- Redeem points for a statement credit to pay for any airline, any hotel, anytime. No blackout dates.
- 0% APR on new purchases for 12 billing cycles.
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account. Terms Apply.
- Free monthly access to FICO® Score.
- Enjoy Security & Benefits: Online Shopping Security, Overdraft Protection, Digital Wallet Technology and more.
- Pros
- High rewards rate
- Flexible redemption options
- No Annual Fee
- Sign-up bonus
- 0% APR on new purchases for 12 billing cycles
Bank of America® Cash Rewards credit card for Students
Rewards Rate
Annual Fee
Estimated bonus
Savings over 3yrs
1%
+ up to 3% restricted
$0
$200
$1,100
We estimate as
- Card Details
- 1% cash back on every purchase, 2% at grocery stores and wholesale clubs and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter. Terms Apply.
- No Annual Fee.
- Online $200 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening. Terms Apply.
- Free monthly access to FICO® Score.
- Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account. Terms Apply.
- Enjoy Security & Benefits: Online Shopping Security, Overdraft Protection, Digital Wallet Technology and more.
- No expiration on rewards and no changing categories to follow.
- Pros
- High Cash Back Rewards
- No Annual Fee
- Sign-up bonus
- Security & Benefits
- Free monthly access to FICO® Score
- Cons
- Has foreign transaction fees
Citi ThankYou® Preferred Card for College Students
This card earns ThankYou Points (Citi ThankYou program) See transfer options
Rewards Rate
Annual Fee
Estimated bonus
Savings over 3yrs
1%
1-2 points per $1 spent
$0
$25
2,500 points
$817
We estimate as
- Card Details
- Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of account opening.
- 2,500 points are redeemable for $25 in gift cards, electronics and other great rewards when redeemed from the ThankYou® Rewards collection. Terms Apply.
- 2 ThankYou® Points per $1 spent on purchases for dining at restaurants and entertainment, and 1 ThankYou® Point per $1 spent on all other purchases.
- No expiration and no limit to the amount of points to earn.
- No Annual Fee.
- 0% Intro APR on purchases for 7 months; after that the variable APR will be 16.49% - 26.49%, based on your creditworthiness.
- Citi customers can enjoy special access to purchase tickets to thousands of events annually.
- Travel & Purchase protection.
- Pros
- Sign-up bonus
- No Annual Fee
- 2X points per $1 spent on dining amd entertainment
- Cons
- Good to excellent credit score required
Our Take
The Citi® ThankYou® Preferred Card for College Students is the best card to reach a good credit score and be generously rewarded for entertainment activities.
Journey® Student Rewards from Capital One®
Rewards Rate
Annual Fee
Estimated bonus
Savings over 3yrs
1%
unlimited cash back
$0
$0
$720
We estimate as
- Card Details
- Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month.
- Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise.
- Get access to a higher credit line with Credit Steps after making your first 5 monthly payments on time.
- 26.99% variable APR for purchases and balance transfers.
- No Foreign Transaction Fees.
- No Annual Fee.
- Visa® Platinum Benefits.
- Pros
- Cash Back Rewards
- No Annual Fee
- No Foreign Transaction Fees
- Cons
- High APR
Our Take
The Journey® Student Rewards from Capital One® is introduced especially for persons with an average credit score. It is a good option if your priority is to build a good credit history together with nice cashback rewards. If you just recently started your path towards achieving high credit score, this card is your choice.