How to Earn Points and Miles for Free Travel
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Details
- 5% Cash Back on up to $6,000 spent on gas and grocery qualifying purchases in the first 12 months.
- 2% Unlimited Cash Back on qualifying gas and grocery purchases after your introductory bonus cash back.
- 1% Unlimited Cash Back on all other qualifying purchases.
- 0% intro APR on purchases and balance transfers for 15 months after account opening.
- No annual fee.
- No foreign transaction fees.
Pros
5% cash back
No annual fee
No foreign transaction fee
Cons
No signup bonus
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Gas
2% cashback
Groceries
2% cashback
Other
1% cashback
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
15 months
Balance transfer regular apr
13.24-23.24%
variable
Balance transfer fee
3%
min $10
Rates and fees
Purchase regular apr
13.24-23.24%
variable
Cash advance apr
26.99%
variable
Regular annual fee
$0
Cash advance fee
4%
min $10
Late payment fee
up to
$38
Return payment fee
up to
$38
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