How to Earn Points and Miles for Free Travel
Read more
Details
- $250 Statement Credit after you spend $3,000 on qualifying purchases in the first three months after account opening.
- 3% Unlimited Cash Back on travel qualifying purchases.
- 2% Unlimited Cash Back on dining qualifying purchases.
- 1% Unlimited Cash Back on all other qualifying purchases—all the time.
- Up to a $100 statement credit every 5 years, as reimbursement for your application fee for Global Entry or TSA Precheck.
- No foreign transaction fees.
- $0 Intro Annual fee for the first year, $89 thereafter.
- 0% intro APR on balance transfers for 15 months after account opening.
Pros
3% cash back
Generous signup bonus
No foreign transaction fee
0% balance transfer intro APR
$0 Intro Annual fee for the first year
Cons
$89 annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$250
$250 Statement Credit after you spend $3,000 on qualifying purchases in the first three months after account opening.
Rewards
Travel
3% cashback
Dining
2% cashback
Other
1% cashback
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
15 months
Balance transfer regular apr
13.24-23.24%
Balance transfer fee
3%
min $10
Rates and fees
Purchase regular apr
13.24-23.24%
variable
Cash advance apr
26.99%
variable
Regular annual fee
$89
Cash advance fee
4%
min $10
Late payment fee
up to
$38
Return payment fee
up to
$38
Join the discussion