Details
  • 1% cash back on every purchase, 2% at grocery stores and now at wholesale clubs and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter. Terms Apply.
  • Help fight breast cancer. Terms Apply.
  • Enjoy no annual fee while earning more cash back for the things you buy most.
  • Online $150 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
  • 0% Introductory APR for the first 12 Statement Closing Dates following the opening of your account.
  • You can get a 10% customer bonus every time you redeem your cash back into a BofA® checking or savings account. If you're a BofA Preferred Rewards client, you could increase that bonus to 25% - 75%.
  • Free monthly access to FICO® Score.
  • Enjoy Security & Benefits: Online Shopping Security, Overdraft Protection, Digital Wallet Technology and more.
Pros
1.5% cash back
Help fight breast cancer
Sign-up bonus
No Annual Fee
0% Intro APR for your first 12 billing cycles
Security & Benefits
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$150
Online $150 cash rewards bonus after making at least $500 in purchases in the first 90 days of your account opening.
This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts.
Rewards
Gas
3% cashback
limited to $2,500 spending per quarter
Groceries
2% cashback
limited to $2,500 spending per quarter
Other
1% cashback
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
12 months
Balance transfer regular apr
15.24-25.24%
variable
Balance transfer fee
3%
min $10
Rates and fees
Purchase regular apr
15.24-25.24%
variable
Cash advance apr
18.24-27.24%
variable
Regular annual fee
$0
Cash advance fee
3%
min $10
Foreign transaction fee
3%
Late payment fee
up to $38
Return payment fee
up to $27
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