How to Earn Points and Miles for Free Travel
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The Ritz-Carlton Rewards® Credit Card
Travel Rewards
Sign-up Bonus
No Foreign Transaction Fee
Our take
This card will be especially valuable if you are a big spender. It’s also lucrative when you strive for benefits of Platinum Elite status. Discounts and perks of this card will totally cover your expenses on annual fee.
Details
- Two complimentary nights at any participating Tier 1-4 Ritz-Carlton hotel, after you spend $4,000 on purchases in the first 3 months from your account opening with your Ritz-Carlton Rewards Credit Card.
- Plus, get 10,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
- Earn 5 points per $1 spent at participating Ritz-Carlton Rewards® and SPG® hotels.
- Earn 2 points per $1 spent on airline tickets purchased directly with the airline, and at car rental agencies and restaurants.
- Plus, earn 1 point per $1 spent on all other card purchases.
- Enjoy a $300 annual travel credit to use for baggage fees, seat upgrades, access to your preferred airport lounge and more.
- No foreign transaction fees.
- Receive special hotel privileges.
- Travel & purchase coverage.
Pros
Complimentary nights
Sign-up bonus
High rate of rewards
$300 annual travel credit
No foreign transaction fees
Travel & purchase coverage
Cons
Has annual fee
Excellent credit needed
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$90
Two complimentary nights at any participating Tier 1-4 Ritz-Carlton hotel, after you spend $4,000 on purchases in the first 3 months after account opening.
Plus, earn 10,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
Rewards
Hotel
5 points / $1
Airline
2 points / $1
Travel
2 points / $1
Dining
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
17.74-24.74%
variable
Balance transfer fee
5%
min $5
Rates and fees
Purchase regular apr
17.74-24.74%
variable
Cash advance apr
26.74%
Regular annual fee
$450
Cash advance fee
5%
min $10
Foreign transaction fee
0%
Late payment fee
up to
$37
Return payment fee
up to
$37
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