How to Earn Points and Miles for Free Travel
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Details
- The TOTAL Card is available to people with fair, poor, or limited credit!
- Complete the fast and easy online application and get a response in as little as 60 seconds!
- If approved, you have to pay a $89 Processing Fee to open your account and access your available credit.
- Initial credit limit of $300.
- Reports monthly to all three major credit bureaus.
- Checking account required.
- Cannot be used at an automated fuel pump.
Pros
It's an unsecured credit card
Does not require perfect credit for approval
Quick response
Cons
One-time up front Processing Fee of $89.00
Montlhly servicing fee
High APR
Higher credit limit is not guaranteed
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rates and fees
Purchase regular apr
29.99%
Cash advance apr
29.99%
Regular annual fee
$48
Cash advance fee
5%
min $5
Late payment fee
$38
Return payment fee
$38
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