How to Earn Points and Miles for Free Travel
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Details
- Unlimited 1.5% cash back.
- Earn a $150 cash back bonus after making $500 in eligible net purchases within the first 90 days of account opening.
- No categories and no enrollments. Just use your card and earn cash back. Plus, your cash back never expires.
- No annual fee.
- Get your cash back in the form of a statement credit, a direct deposit into your U.S. Bank checking or savings account, or as a rewards card.
- Extended Warranty and Return Protection.
Pros
1.5% cash back
No annual fee
Generous signup bonus
Cash back never expires
Cons
Excellent credit score required
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$150
Earn a $150 cash back bonus after making $500 in eligible net purchases within the first 90 days of account opening.
Existing and previous Cash Rewards accounts do not qualify for this one-time bonus.
Rewards
Other
1.5% cashback
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
12 months
Balance transfer regular apr
15.99-24.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
15.99-24.99%
variable
Cash advance apr
25.99%
variable
Regular annual fee
$0
Cash advance fee
4%
min $10
Foreign transaction fee
3%
min $5
Late payment fee
up to
$38
Return payment fee
up to
$35
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