How to Earn Points and Miles for Free Travel
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Details
- 5% cash back on your first $2,000 in combined eligible net purchases each quarter on two categories you choose.
- 2% cash back on one everyday category.
- 1% cash back on all your eligible net purchases.
- Earn a $150 cash back bonus after making $500 in eligible net purchases within the first 90 days of account opening.
- No limit on total cash back earned.
- No Annual Fee.
- Visa Signature benefits.
- 0% Intro APR for the first 12 billing cycles for balance transfers.
- Options to redeem with no minimum required.
Pros
Cash bask rewards
No Annual Fee
0% Intro APR for the first 12 billing cycles for balance transfers
Cons
Needs excellent credit
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$150
Earn a $150 cash back bonus after making $500 in eligible net purchases within the first 90 days of account opening.
Existing and previous Cash Rewards accounts do not qualify for this one-time bonus.
Rewards
Groceries
2% cashback
Gas
2% cashback
Other
1% cashback
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
12 months
Balance transfer regular apr
15.99-24.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
15.99-24.99%
variable
Cash advance apr
25.99%
variable
Regular annual fee
$0
Cash advance fee
4%
min $10
Foreign transaction fee
2%
Late payment fee
up to
$38
Return payment fee
up to
$35
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