Details
  • Earn 30,000 bonus FlexPoints worth $450 on airfare, hotel stays, car rentals and more. Just spend $2,000 in eligible Net Purchases (purchases minus credits and returns) on your card within the first four months of account opening.
  • Earn 3X points at restaurants and 2X points at gas stations and at airlines - which will help you reach your next travel experience that much quicker.
  • Earn 1 FlexPoint for every $1 spent on all other eligible net purchases. Terms Apply.
  • $25 Airline Allowance.
  • No Foreign Transaction Fees.
  • Complimentary Boingo Wi-Fi.
  • Smart Chip Technology.
  • Enjoy an automatic statement credit reimbursement on the application fee for whichever program you apply for first.
Pros
High rewards rate
No Foreign Transaction Fees
Cons
Has annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$450
Earn 30,000 bonus FlexPoints worth $450 on airfare, hotel stays, car rentals and more. Just spend $2,000 in eligible Net Purchases (purchases minus credits and returns) on your card within the first four months of account opening.
Existing and previous FlexPerks Gold accounts do not qualify for bonus FlexPoints for a similar account type.
Rewards
Dining
3 points / $1
Gas
2 points / $1
Airline
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
15.99-25.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
15.99-25.99%
variable
Cash advance apr
25.99%
variable
Regular annual fee
$85
Cash advance fee
4%
min $10
Foreign transaction fee
0%
Late payment fee
up to $38
Return payment fee
up to $35
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