How to Earn Points and Miles for Free Travel
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Details
- 0% Intro APR on purchases and balance transfers for 20 billing cycles.
- No Annual Fee.
- Choose Your Payment Due Date.
- Free TransUnion® Credit Score.
- Coverage when you pay your monthly cellular bill with your U.S. Bank Visa® Platinum Card.
- You can help yourself avoid interest and late fees with automatic payments that put you in control. It can also help you pay down a balance faster.
- Fraud Protection.
Pros
No Annual Fee
0% Intro APR on purchases and balance transfers for 20 billing cycles
Cons
Excellent credit needed
No rewards or sign-up bonuses
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
20 months
Balance transfer regular apr
11.99-23.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
11.99-23.99%
variable
Cash advance apr
25.99%
variable
Regular annual fee
$0
Cash advance fee
4%
min $10
Foreign transaction fee
2%
Late payment fee
up to
$38
Return payment fee
up to
$35
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