How to Earn Points and Miles for Free Travel
Read more
Details
- 3X points for dining out, 2X points for gas and groceries, 1X points on all other purchases.
- Pay no annual fee, no Penalty APR and no over-the-limit fees.
- You're not liable for any unauthorized purchases.
- No foreign transaction fees.
- Special benefits for military.
- Security, travel and retail benefits.
- There's no expiration date or caps on any points earned.
- Redeem points for cash, merchandise, gift cards, travel or donations to the military affiliate group of your choice.
Pros
No Annual Fee
No Foreign transaction fees
3X points per $1 spent on dining
Cons
No signup bonus
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Dining
3 points / $1
Gas
2 points / $1
Groceries
2 points / $1
Other
1 point / $1
Balance transfer offer
Balance transfer regular apr
11.40-27.40%
variable
Balance transfer fee
3%
Rates and fees
Purchase regular apr
11.40-27.40%
variable
Cash advance apr
11.40-27.40%
variable
Regular annual fee
$0
Cash advance fee
3%
Foreign transaction fee
0%
Late payment fee
up to
$35
Return payment fee
up to
$35
Join the discussion