How to Earn Points and Miles for Free Travel
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Details
- Earn 3 Flying Club miles per $1 spent directly on Virgin Atlantic purchases.
- Plus, 1.5 miles per $1 spent on all other purchases with no limit to the number of miles you can earn. Terms Apply.
- No Foreign Transaction Fees.
- Earn 20,000 Flying Club bonus miles after your first purchase. Terms Apply.
- Earn up to 15,000 additional Flying Club bonus miles every anniversary after qualifying purchases and up to another 5,000 Flying Club bonus miles when you add additional authorized users to your account. Flying Club miles are redeemable for flights, cabin upgrades and more.
- Get a second reward ticket for half the miles when you redeem Flying Club miles for a Virgin Atlantic Economy reward ticket (must spend $25,000+ in purchases annually). Terms Apply.
- Enjoy Security & Benefits: Online Shopping Security, Overdraft Protection, Digital Wallet Technology and more.
- Free monthly access to FICO® Score.
- Annual fee - $90.
Pros
High rewards rate
Sign-up bonus
No Foreign Transaction Fees
Security & Benefits
Cons
Has annual fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$300
Earn 20,000 Flying Club bonus miles after your first purchase. Terms Apply.
Bonus miles are a one-time offer valid only on new accounts.
Rewards
Airline
3 miles / $1
Other
1.5 miles / $1
Balance transfer offer
Balance transfer regular apr
16.99-24.99%
variable
Balance transfer fee
3%
min $10
Rates and fees
Purchase regular apr
16.99-24.99%
variable
Cash advance apr
19.99-26.99%
variable
Regular annual fee
$90
Cash advance fee
3%
min $10
Late payment fee
up to
$38
Return payment fee
up to
$27
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