How to Earn Points and Miles for Free Travel
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Details
- $200 cash rewards bonus if you spend $1,000 (net purchases) in first 3 months. Terms Apply.
- Unlimited 1.5% cash rewards on net purchases.
- No Annual Fee.
- 1.8% cash rewards earned on purchases when using a qualified mobile wallet (including Apple Pay® and Google PayTM) during the first 12 months from account opening.
- 0% intro APR on purchases and balance transfers for 12 months.
- No category restrictions or quarterly sign ups to limit cash rewards earnings.
- Cash rewards that don’t expire while the account is open.
- Account protections such as 24/7 Fraud Monitoring, Rapid Alerts & Zero Liability Protection for promptly reported unauthorized transactions.
Pros
Cash rewards
No annual fee
Sign-up bonus
Low introductory APR
Cons
Good to excellent credit score required
Has foreign transaction fees
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$200
$200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months.
If you opened a Wells Fargo credit card account during the last 16 months from the date of this application you will not be eligible for bonus rewards offers, even if that account is closed and has a zero balance.
Rewards
Other
1.5% cashback
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
12 months
Balance transfer regular apr
15.99-26.99%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
15.99-26.99%
variable
Cash advance apr
25.99-27.99%
variable
Regular annual fee
$0
Cash advance fee
5%
min $10
Foreign transaction fee
3%
Late payment fee
up to
$37
Return payment fee
up to
$37
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