How to Earn Points and Miles for Free Travel
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Details
- No Annual Fee.
- Intro 0% APR for your first 15 billing cycles for purchases and for any balance transfers made within 60 days of opening your account.
- $0 Intro balance transfer fee for the first 60 days your account is open. After that, the fee for future balance transfers is 3% (min. $10).
- No Penalty APR.
- Enjoy Security & Benefits: Online Shopping Security, Overdraft Protection, Digital Wallet Technology and more.
- Free monthly access to FICO® Score.
Pros
No Annual Fee
Intro 0% APR for your first 15 billing cycles
No Penalty APR
Security & Benefits
Cons
No rewards available
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
15 months
Balance transfer regular apr
14.99-24.99%
variable
Balance transfer fee
3%
min $10
Rates and fees
Purchase regular apr
14.99-24.99%
variable
Cash advance apr
17.99-26.99%
variable
Regular annual fee
$0
Cash advance fee
3%
min $10
Foreign transaction fee
3%
Late payment fee
up to
$38
Return payment fee
up to
$27
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