How to Earn Points and Miles for Free Travel
Read more
Our take
Chase Freedom® is a must-have card for anyone who is interested in generous cash back rewards. This card is quite cheap to maintain and has wide and flexible options for redemption. Customers interested in wider cash back options or in maximization of travel rewards might want to combine this card with some others. Reward maximization with Chase Freedom® is a bit sophisticated, but it is worth your efforts.
Details
- Earn $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, and 1% cash back on all other purchases.
- No Annual Fee.
- 0% intro APR for the first 15 months from account opening on purchases and balance transfers. After that, 16.99% - 25.74% variable APR.
- Cash Back rewards do not expire as long as your account is open.
- Redeem Cash Back rewards for Amazon.com orders, gift cards, and your travel booking.
- Service & protection.
Pros
$150 Bonus
Low intro APR
Cash Back rewards
No Annual Fee
Cons
Has foreign transaction fees
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$150
Earn $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
Rewards
Groceries
5% cashback
limited to $1,500
spending per quarter
Other
1% cashback
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
15 months
Balance transfer regular apr
16.99-25.74%
variable
Balance transfer fee
5%
min $5
Rates and fees
Purchase regular apr
16.99-25.74%
variable
Cash advance apr
26.99%
variable
Regular annual fee
$0
Cash advance fee
5%
min $10
Foreign transaction fee
3%
Late payment fee
up to
$38
Return payment fee
up to
$38
Join the discussion