How to Earn Points and Miles for Free Travel
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Details
- Earn Cash Back TWICE on every purchase with 1% cash back when you buy and 1% cash back as you pay, with no annual fee.
- No caps and no category restrictions.
- No annual fee.
- 0% introductory APR for 18 months from date of first transfer when transfers are completed within 4 months from date of account opening.
- You can redeem cash back for checks, statement credits or gift cards.
- Get a pass on your first late fee.
- Enjoy special access to purchase tickets to thousands of events annually at citiprivatepass.com.
- Citi Price Rewind searches for a lower price on the registered items you pay for with your Citi card at hundreds of online merchants.
- Travel & Purchase protection.
Pros
2% cash back
No annual fee
0% Intro APR on balance transfers for 18 months
Cons
Good to excellent credit score required
No signup bonus
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rewards
Other
2% cashback
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
18 months
Balance transfer regular apr
15.49-25.49%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
15.49-25.49%
variable
Cash advance apr
27.24%
variable
Regular annual fee
$0
Cash advance fee
5%
min $10
Foreign transaction fee
3%
Return payment fee
up to
$35
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