How to Earn Points and Miles for Free Travel
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Our take
This card is a great solution for someone in trouble but willing to put them behind. No credit check allows even people with very bad credit to take immediate actions towards a higher credit score. Nevertheless, this card has an annual fee for card usage and monthly inactivity fee. So use this secured card according to its purpose, and once you’ve boosted your credit score, just close the account.
Details
- Reports monthly to all 3 major credit bureaus— builds your credit quickly through responsible use.
- No credit history required to apply
- No credit check and no checking account necessary
- Credit line as low as $200 up to $3000, linked to your fully refundable security deposit.
- No fees for application and processing
Pros
No credit check
No credit history required
Visa network - accepted worldwide
Cons
High cash advance fee
Credit limit increase fee
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Rates and fees
Purchase regular apr
19.14%
variable
Cash advance apr
19.14%
variable
Regular annual fee
$35
Cash advance fee
5%
min $6
Foreign transaction fee
3%
Late payment fee
up to
$27
Return payment fee
up to
$25
Secured card details
No credit check
Posting to credit bureau
Secured deposit
$200
- $3,000
Credit Limit
Equal to deposit
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