How to Earn Points and Miles for Free Travel
Read more
Our take
Blue Cash Preferred® Card is the best cashback card in its segment. In the long run, you save a considerable amount (up to $360 provided you spend at least $6,000 per year on groceries). Apply for the card and win rewards from shopping.
Details
- Earn $250 Back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $250 back in the form of a statement credit.
- 0% intro APR on purchases and balance transfers for 12 months, then a variable APR, 14.74% - 25.74%.
- Earn 6% Cash Back at US supermarkets, up to $6,000 per year in purchases (then 1%).
- Earn 3% Cash Back at US gas stations and select US department stores.
- Earn 1% Cash Back on other purchases.
- Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Earn rewards faster by adding Additional Cards for your family and friends, their purchases earn rewards just like yours. You can also earn cash back for monthly spending, like your phone bill.
- Travel and shopping benefits.
Pros
Generous signup bonus
Great cash back on gas
0% introductory APR for the first 12 months
Cons
Annual fee of $95
Recomended Credit score
Poor
300
Fair
630
Good
690
Excellent
720
850
Bonus offer
Bonus value
$250
Earn $250 Back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $250 back in the form of a statement credit.
Welcome offer not available to applicants who have or have had this Card.
Rewards
Groceries
6% cashback
limited to $6,000
spending per year
Gas
3% cashback
Other
1% cashback
Balance transfer offer
Balance transfer intro apr
0%
Balance transfer intro apr duration
12 months
Balance transfer regular apr
14.74-25.74%
variable
Balance transfer fee
3%
min $5
Rates and fees
Purchase regular apr
14.74-25.74%
variable
Cash advance apr
26.99%
variable
Regular annual fee
$95
Cash advance fee
3%
min $5
Foreign transaction fee
2.7%
Late payment fee
up to
$38
Return payment fee
up to
$38
Join the discussion